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1
As reported in "Elderly Americans," in comparing demographics of older female Americans of the last century to those of the present century, one finds that among today's elderly women there is a greater percentage who:
A)never married.
B)never divorced.
C)were never in the workforce.
D)had children.
2
As pointed out in "Elderly Americans," conditions that contributed to the aging of America during the first half of the twentieth century included:
A)rising fertility.
B)increases in international immigration.
C)improvements in adult health.
D)consistently healthy economy.
3
As noted in "Elderly Americans," women outnumber men at every age among the elderly.
A)True
B)False
4
As explained in "You Can Stop 'Normal' Aging," about one percent of our cells are replaced every day, and:
A)aging is the decay that occurs when these cells are replaced.
B)when these cells grow incorrectly, cancers are formed.
C)this means your body is nearly replaced every three months.
D)with exercise and healthful living, one can slow this process significantly.
5
As mentioned in "You Can Stop 'Normal' Aging," muscle cells live for approximately:
A)1 month.
B)10 days.
C)a few hours.
D)3 months.
6
As reported in "You Can Stop 'Normal' Aging," what we usually think of as "aging" is actually decay.
A)True
B)False
7
As reported in "Living Longer," building muscle helps with all of the following except:
A)increased metabolism
B)improving gastrointestinal efficiency substantially.
C)decreasing bone mass by up to 10 percent.
D)reducing blood pressure.
8
As noted in "Living Longer," recent research has produced an impressive body of research that shows that:
A)antioxidants may protect the body and brain against the ravages of aging.
B)more harm than good is characteristic of antioxidants.
C)dietary changes cannot slow aging.
D)women benefit from exercise far more than men.
9
As pointed out in "Living Longer," research has shown that one of the benefits of regular exercise is that it blunts the symptoms of depression.
A)True
B)False
10
According to "More Good Years," characteristics of life on Ikaria include:
A)early to bed and early to rise.
B)sexual abstinence after age 40.
C)a great deal of walking.
D)religious agnosticism.
11
As reported in "More Good Years," the typical Ikarian diet:
A)avoids red meat.
B)includes large quantities of fish.
C)avoids all forms of sugar.
D)includes plenty of fresh produce.
12
As pointed out in "More Good Years," drinking herbal teas is a lifelong daily ritual of the Ikarians.
A)True
B)False
13
According to "Will You Live to Be 100?" centenarians are:
A)baby boomers.
B)obese people.
C)people age 100 or more.
D)people who are sedentary.
14
As noted in "Will You Live to Be 100?" the incidence of colon cancer is decreased by:
A)flossing.
B)regular bowel movements.
C)increased coffee consumption.
D)sun tanning.
15
As suggested in "Will You Live to Be 100?" people who do not belong to cohesive families have increased levels of social and psychological stress.
A)True
B)False
16
As quoted in "Long Live . . . Us," author and psychologist Howard Friedman says that the primary enhancer of life expectancy is:
A)environment.
B)happiness.
C)antioxidants.
D)conscientiousness.
17
As noted in "Long Live . . . Us," the substances in red wine that protect blood vessels and reduce "bad" cholesterol are antioxidants and:
A)DHEA.
B)resveratol.
C)polyphenols.
D)catechins.
18
According to "Long Live . . . Us," one reason we are living longer than previous generations of Americans is that those in the 60-something age range are, on average, 10 pounds lighter than folks of a similar vintage a decade earlier.
A)True
B)False
19
As reported in "The Secrets of Resilient People," all of the following are characteristics of resilient people except:
A)low tolerance for ambiguity.
B)optimism.
C)finding the silver lining.
D)playfulness.
20
As noted in "The Secrets of Resilient People," the turning point in Barbara Smith's grieving process was:
A)the birth of a grandchild.
B)joining an online support group.
C)finding a new job.
D)remarrying.
21
As pointed out in "The Secrets of Resilient People," there is a genetic component to resilience.
A)True
B)False
22
The concept of "The U-Bend of Life" emerged from a new branch of:
A)psychology.
B)economics.
C)biology.
D)physics.
23
As reported in "The U-Bend of Life," the concept of Gross National Happiness started in:
A)Switzerland.
B)the United States.
C)Peru.
D)Bhutan.
24
As mentioned in "The U-Bend of Life," having children tends to make people both happier overall and on a day-to-day basis.
A)True
B)False
25
According to "We Can Control How We Age," all of the following can contribute to aging well except:
A)not smoking.
B)avoiding obesity.
C)alcohol abstinence.
D)happy marriage.
26
As noted in "We Can Control How We Age," the Harvard study was a rarity in that it:
A)was limited to men.
B)was limited to women.
C)was funded by the government.
D)examined the well, not the sick.
27
As pointed out in "We Can Control How We Age," income accounts for a major part of better aging.
A)True
B)False
28
According to the first myth discussed in "The Myths of Living Longer," it is not married people who live longer but:
A)single men.
B)married men.
C)married women.
D)divorced men.
29
As reported in "The Myths of Living Longer," when it comes to predicting longevity, cheerfulness was a risk factor comparable to:
A)marital status.
B)a high level of education.
C)conscientiousness.
D)high blood pressure and high cholesterol.
30
As noted in "The Myths of Living Longer," the most successful men lived five years longer, on average, than the least successful men.
A)True
B)False
31
Many young and healthy adults, as explained in "Society Fears the Aging Process," avoid contact with elderly people because they fear:
A)the loss of independence associated with aging.
B)they will be obligated to spend increasing amounts of time with them.
C)they will have little in common with older people.
D)they might say something that will upset an older person.
32
As described in "Society Fears the Aging Process," when she first began visiting nursing homes, the author was most upset by the:
A)lack of visitors the residents received.
B)lack of concern the staff showed to the residents.
C)fear she might one day live in such a place.
D)sight of so many elderly people with little to say to each other.
33
In part because of the influence of present-focused advertising and television, as maintained in "Society Fears the Aging Process," the baby boomers can be considered an almost futureless generation.
A)True
B)False
34
Jack Gross, the author of "We Need to Fight Age Bias," believes that:
A)his lawsuit greatly diminished the frequency of age discrimination.
B)age discrimination is very real and pervasive in employment.
C)the Supreme Court properly upheld his argument with his former employer.
D)age discrimination will wither away as Americans live longer.
35
As concluded in "Friendships, Family Relationships Get Better with Age Thanks to Forgiveness, Stereotypes," relationships improve for older adults for all of the following reasons except:
A)attitudes of respect.
B)perception of limited time.
C)improved cognition.
D)forgiveness.
36
People tend to think that age discrimination is not too bad, as maintained in "The Under-Reported Impact of Age Discrimination and Its Threat to Business Vitality," because they can visualize it as an issue of:
A)politics.
B)economics.
C)civil rights.
D)interpersonal relations.
37
Age is so critical to employees, as put forth in "The Under-Reported Impact of Age Discrimination and Its Threat to Business Vitality," that, in a recent study, it was considered more important in how workers are treated than all of the following attributes except:
A)education.
B)race.
C)sexual orientation.
D)religion.
38
Instances of age discrimination in the workplace, as noted in "The Under-Reported Impact of Age Discrimination and Its Threat to Business Vitality," are less common for African American and Hispanic workers than for white employees.
A)True
B)False
39
As reported in "Never Have a Heart Attack," compared to nonsmokers, people who smoke:
A)have no difference in their blood pressure.
B)have no difference in their good cholesterol.
C)tend to exercise more.
D)are more likely to die of heart disease.
40
In "Never Have a Heart Attack," the author's review of the risk factors for heart attack finds that:
A)they can generally not be changed by behavior.
B)they can be controlled with proper treatment.
C)most people have all the risk factors under control.
D)the risk factors do not respond to medication.
41
As stated in "Never Have a Heart Attack," excess weight boosts risk of heart attack equally wherever on the body you put the weight on.
A)True
B)False
42
As presented in "Adult Stem Cell Research Far Ahead of Embryonic Innovative Treatments," the initial case concerned Dr. Thomas Einhorn using adult stem cells to treat a man with an injury that had not healed to his:
A)back.
B)ankle.
C)elbow.
D)skull.
43
As related in "Adult Stem Cell Research Far Ahead of Embryonic Innovative Treatments," Rodney Schoenhardt, who had adult stem cells injected into his legs, relieving his pain and avoiding threatened amputation, says that he is considering again taking up:
A)jogging.
B)dancing.
C)tennis.
D)golf.
44
The article "Adult Stem Cell Research Far Ahead of Embryonic Innovative Treatments" concerns the use of adult stem cells, but it is the embryonic stem cells that are the center of the controversy over using stem cells.
A)True
B)False
45
As claimed in "Trust and Betrayal in the Golden Years," in the United States and Canada, elder abuse is growing as:
A)the aging population increases and services are cut.
B)cultural changes encourage negative views of the elderly.
C)the elderly population decreases and the youth population increases.
D)more elderly people are put into nursing homes and other institutions.
46
As reported in "Trust and Betrayal in the Golden Years," some experts predict that the "crime of the century" against the elderly will be:
A)physical abuse.
B)lack of resources and services.
C)financial exploitation.
D)lack of family ties.
47
As noted in "Trust and Betrayal in the Golden Years," elder abuse is virtually unheard of in cultures that hold positive views of aging and the elderly.
A)True
B)False
48
As detailed in "Never Too Late," strong evidence that starting to exercise late in life is better than never starting at all was provided by a study of men in:
A)Uppsala, Sweden.
B)Berlin, Germany.
C)Rotterdam, the Netherlands.
D)Copenhagen, Denmark.
49
The authors of "Never Too Late" suggest spreading the gospel of exercise for health to the younger generations, which, they say, have grown:
A)complacent about the ability of medicine to fix them.
B)addicted to junk food.
C)distressingly fat and lazy.
D)up without adequate role models.
50
As stated in "Never Too Late," only 8 percent of Americans between the ages of 40 and 74 have all four of the healthy lifestyle habits identified in the "Not by Exercise Alone" box.
A)True
B)False
51
As revealed in "Uncertain Future," 64 percent of those surveyed see the keystone of their retirement earnings as:
A)Social Security.
B)savings.
C)pensions.
D)investment income.
52
The members of the generation examined in "Uncertain Future," who are worried about whether they can retire with enough money, are collectively known as:
A)the greatest generation.
B)generation X.
C)baby boomers.
D)digital denizens.
53
As given in "Uncertain Future," those who have saved at least something for retirement have typically put away about $500,000, with half putting away more than that and half less.
A)True
B)False
54
As noted in "Do It Yourself Financial Freedom," annuities:
A)cannot be bought after age 65.
B)vary in cost depending on your state of health.
C)should only be bought in their tax-deferred form.
D)are too complicated in the deferred annuities form.
55
Recommendations regarding investments made in "Do It Yourself Financial Freedom" include:
A)stick with bonds.
B)buy only blue chips.
C)avoid individual stocks.
D)avoid mutual funds.
56
According to "Do It Yourself Financial Freedom," people need to start saving before retirement.
A)True
B)False
57
As pointed out in "Top 25 Social Security Questions," surplus Social Security funds are invested in:
A)mutual funds.
B)U.S.-guaranteed Treasury bonds.
C)the stock market.
D)gold.
58
According to "Top 25 Social Security Questions," the Social Security trust fund and continuing contributions will allow payment of all benefits at current rates until:
A)2017.
B)2024.
C)2037.
D)2052.
59
As stated in "Top 25 Social Security Questions," the AARP believes that Social Security benefits should not be targeted to reduce the federal deficit.
A)True
B)False
60
As noted in "Color Me Confident," a recent study by the Center for Retirement Research showed the percentage of working-age households at risk of being unable to maintain their standard of living through retirement to be:
A)10 percent.
B)25 percent.
C)45 percent.
D)80 percent.
61
As cited in "Color Me Confident," to avoid struggling in retirement, Americans need to:
A)take advantage of early-retirement incentive programs.
B)plan to work for more years and begin saving a greater percentage of income now.
C)lobby their Congressional representatives to make changes in Social Security law.
D)downsize their current standard of living.
62
Although most Americans fear their retirement benefits will not be sufficient to support them as outlined in "Color Me Confident," relatively few have taken significant steps to save more money.
A)True
B)False
63
As related in "Work/Retirement Choices and Lifestyle Patterns of Older Americans," an individual's occupation is:
A)the sole means of identity.
B)easily given up for leisure pursuits.
C)perhaps the best single determinant of his or her status in the community.
D)not likely to be continued past middle age.
64
As set forth in "Work/Retirement Choices and Lifestyle Patterns of Older Americans," changing activities and roles that accompany retirement:
A)need not lead to a loss of self-respect or of active involvement in the mainstream of life.
B)must utilize all facets of an older person's personality.
C)depends solely upon income.
D)determines a retiree's ultimate health and well-being.
65
As mentioned in "Work/Retirement Choices and Lifestyle Patterns of Older Americans," the relevance of work and leisure activities for an individual is rarely intertwined in his or her thinking.
A)True
B)False
66
The author of "Development of Hospice and Palliative Care in the United States," supports:
A)enacting new procedures that would allow hospice and palliative caregivers to work together to benefit patients.
B)putting palliative care under the direction of hospices.
C)strictly separating hospice and palliative care.
D)making hospice care a subset of palliative care.
67
As explained in "Development of Hospice and Palliative Care in the United States," U.S. hospice care initially placed great emphasis on care in:
A)private hospitals.
B)the home.
C)municipal hospitals.
D)stand-alone facilities.
68
As noted in "Development of Hospice and Palliative Care in the United States," U.S. palliative care began through an effort to transplant hospice care from the United Kingdom to the United States.
A)True
B)False
69
As pointed out in "The Grieving Process," the ultimate goal in conquering loneliness during grief is to build new independence or:
A)find a new and equally viable relationship.
B)avoid being alone with one's memories.
C)put the lost loved one out of mind.
D)find contentment entirely within oneself.
70
As identified in "The Grieving Process," states shared by Kubler-Ross's dying process and Kavanaugh's grieving process include:
A)relief.
B)bargaining.
C)denial.
D)guilt.
71
As reported in "The Grieving Process," many men find their grief through anger.
A)True
B)False
72
According to "End of Life Concerns and Care Preferences," the principal concern shared by elders and family caregivers in terminal-illness situations is:
A)taking too much medicine.
B)fear of pain.
C)running out of money.
D)losing sanity.
73
As noted in "End of Life Concerns and Care Preferences," all of the participants in the study:
A)lived in assisted-living facilities.
B)had no more than one chronic condition.
C)spoke English.
D)lived alone.
74
As reported in "End of Life Concerns and Care Preferences," the majority of the caregivers reported that caring for their elders had become a burden.
A)True
B)False
75
According to "The Myriad Strategies for Seeking Control in the Dying Process," the majority of the subjects in the study said that they:
A)only used selective primary control.
B)could no longer rely completely on themselves and had to ask for help.
C)used a primary control strategy in combination with another primary or compensatory secondary strategy.
D)made no effort to regain control.
76
As noted in "The Myriad Strategies for Seeking Control in the Dying Process," factors that have been reported by elders as important to experiencing a quality death include all of the following except:
A)feeling a sense of purpose.
B)being able to maintain dignity.
C)not feeling like a burden.
D)completing life's work.
77
As stated in "The Myriad Strategies for Seeking Control in the Dying Process," elders report that their illness is the main reason they do not have as much control over their bodies as they would like.
A)True
B)False
78
As reported in "The Great Escape," Arlene Johnson went into a nursing home because she:
A)lost her sight.
B)had no family.
C)had to recuperate from surgery.
D)was a crime victim.
79
As noted in "The Great Escape," the first thing Nathan Bowman-Johnston needed to do for Arlene Johnson was:
A)establish a checking account for her.
B)find her a place to live.
C)get her a legal form of identification.
D)find some additional income for her.
80
As stated in "The Great Escape," elderly people who qualify for Medicaid may not use these funds for nursing home care.
A)True
B)False
81
As profiled in "Happy Together," experts say that the common denominator in existing and still-to-be-created models for senior housing is the desire to be part of a community that:
A)shares common interests, values, or resources.
B)offers medical care as needed.
C)offers proximity to shopping and leisure activities.
D)incorporates younger generations of family members.
82
According to "Happy Together," hands down, the fastest-growing niche community sector is:
A)gay, lesbian, bisexual, and transgender communities.
B)mature-singles communities.
C)university-based retirement communities.
D)"green," or environmentally based, communities.
83
As quoted in "Happy Together," Andrew Carle, founding director of the Program in Assisted Living/Senior Housing Administration at George Mason University, speculates that in the future there could be assisted living for vegetarians or Grateful Dead fans.
A)True
B)False
84
As reported in "Seniors and the City," architect and city planner Michael Hunt says communities should be designed so people can age in place because:
A)nobody wants to live in a retirement home.
B)there is no way to have enough age-specific housing to take care of the elderly.
C)the elderly are an asset.
D)the law requires it.
85
As noted in "Seniors and the City," the thing that attracted social worker Fredda Vladeck's attention to Penn South was the:
A)high mortality rate among males.
B)low crime rates.
C)strong social-support network.
D)disproportionately high numbers of residents coming to the emergency room.
86
As stated in "Seniors and the City," Rob Goldberg of the United Jewish Association contends that naturally occurring retirement communities cannot be sustainable without government help.
A)True
B)False
87
As profiled in "The Real Social Network," the concept of the village movement began in:
A)Boston.
B)Philadelphia.
C)Seattle.
D)Houston.
88
As quoted in "The Real Social Network," Capitol Hill Village executive director Gail Kohn characterizes traditional nursing homes as:
A)the least popular option available.
B)obsolete.
C)old-age ghettos.
D)death camps.
89
As revealed in "The Real Social Network," many villages boast a range of wellness services to meet the growing health demands of members.
A)True
B)False
90
As disclosed in "Dignified Retirement: Lessons from Abroad," Japan's retirement burden is expected to have less of a negative economic impact in 2030 than that of other developed countries because:
A)it has the least-rapidly aging population in the developed world.
B)Japanese society never adopted the pension system of funding retirement and its citizens are quite successful in saving individually.
C)people tend to work later into life than do workers in other parts of the developed world.
D)the Japanese economy has not suffered the recessionary hits that have plagued the rest of the developed world.
91
As discussed in "Dignified Retirement: Lessons from Abroad," most government retirement plans are financed on a "pay-as-you-go" basis, meaning:
A)funds paid out to retirees are collected from taxes on current workers.
B)workers pay into individual retirement accounts through their working lives, in essence accumulating a government-run savings account.
C)taxes are collected from retirees' private pensions to pay for government benefits.
D)funds are paid out to retirees using a two-tier plan to calculate benefit amount.
92
As noted in "Dignified Retirement: Lessons from Abroad," for every worker in America there are approximately four retired persons.
A)True
B)False
93
According to "Social Security: Fears vs. Facts," the Social Security program could be put back on firm financial ground by:
A)making benefit changes based on longer life expectancy and other reforms.
B)having interest paid on Social Security trust fund assets.
C)allowing people to invest the funds credited to their Social Security account.
D)reducing payments by 20 percent to all Social Security recipients.
94
As reported in "Beyond Wisdom: Business Dimensions of an Aging America," economic conclusions the author reaches from demographic trends include that:
A)there is likely to be a shortage of jobs for the next generation.
B)more spending will be concentrated in the hands of older and older consumers.
C)as the average age goes up, the rate of economic growth increases.
D)as families get smaller, they get poorer.
95
As noted in "Beyond Wisdom: Business Dimensions of an Aging America," the group with the lowest birth rate per woman is:
A)Hispanics.
B)Blacks.
C)Asian Americans.
D)Whites.
96
As pointed out in "Beyond Wisdom: Business Dimensions of an Aging America," the Pew Research Center study found that the older a person gets, the greater the gap between their actual age and the age they feel.
A)True
B)False
97
As detailed in "Keep the Health Care Act," the Affordable Care Act's important benefits include all of the following except:
A)strengthening Medicare.
B)adding new benefits and protections.
C)expanding the doughnut hole for prescription drugs.
D)making medical-insurance coverage more affordable.
98
As stated in "Medicare May Soon Take New Shape," the current age of eligibility for Medicare is:
A)57.
B)60.
C)65.
D)68.
99
As related in "Medicare May Soon Take New Shape," in the debate over President Obama's health plan, Republicans said repeatedly that he was "raiding Medicare" to pay for:
A)the wars in Afghanistan and Iraq.
B)reproductive services for women.
C)the new prescription-benefit program.
D)a new entitlement program providing insurance for people under 65.
100
As put forward in "Medicare May Soon Take New Shape," President Obama and House Republicans are basically in agreement about how to address Medicare's long-term problems.
A)True
B)False
101
According to "7 Critical Maneuvers," people in the United States who do not have healthcare insurance:
A)outnumber those who do.
B)outnumber those with Medicare and Medicaid combined.
C)are decreasing in number.
D)are increasing in number.
102
As reported in "7 Critical Maneuvers," the largest portion of healthcare costs in the United States is funded by:
A)the Veterans Administration and other public programs.
B)Medicaid.
C)personal pockets.
D)employer and individual private insurance.
103
As stated in "7 Critical Maneuvers," the amount you must spend to emerge from the drug coverage doughnut hole increased between 2006 and 2010.
A)True
B)False
104
As stressed in "Protect Social Security," Social Security is a risk-free lifeline for all of the following groups except:
A)widows and other survivors.
B)people with disabilities.
C)older Americans.
D)anyone who served in the military.
105
As claimed in "Population Aging, Entitlement Growth, and the Economy," factors changing the U.S. age structure include all of the following except:
A)increasing longevity.
B)surging AIDS deaths.
C)low fertility rates.
D)graying of the baby boomers.







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