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Multiple Choice Quiz
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1

The poverty line for Americans is defined as:
A)the annual cost of all goods and services that a person can reasonably be expected to need.
B)the line below which ten percent of American people live.
C)the annual cost of a thrifty food budget for an urban family of four, multiplied by three.
D)an income of less than $10,000 per person.
2

According to survey data, the form of assistance that Americans favor most to help the poor is:
A)cash grants to poor families.
B)education and job training.
C)government jobs through government programs.
D)government services for the poor.
3

The leading social insurance program is:
A)unemployment insurance.
B)social security for retirees.
C)Medicare.
D)public assistance programs such as food stamps.
4

Social insurance programs have high levels of public support largely because:
A)of their self-financing feature.
B)they are based on an equality principle--all citizens are eligible for the benefits and all recipients receive the same level of benefits.
C)their cost is consistently below the spending level for public assistance programs.
D)they create an economic surplus for government to use for other programs.
5

Of the following, which is probably the least criticized public assistance program?
A)Supplemental Security Income
B)Aid to Families with Dependent Children (pre-TANF)
C)Food Stamps
D)Medicaid
6

Most social welfare programs are:
A)uniform throughout the states.
B)widely supported by Americans.
C)run jointly by federal and state governments.
D)managed entirely by the federal government.
7

The U.S. welfare system is "inefficient" in the sense that:
A)not enough money is available to support all eligible applicants.
B)too much political infighting occurs in Congress to ever achieve significant welfare reform.
C)too much money is spent on individuals who are able-bodied but simply prefer not to work.
D)a large portion of the welfare budget never reaches the people it is intended to help, but is instead spent on the large bureaucracy that is required to administer the programs.
8

"Inequity" in the U.S. welfare system describes the fact that:
A)many people who need public assistance cannot qualify for it because the eligibility rules are so arbitrary.
B)the public thinks that most welfare recipients are minority-group members, while in fact most recipients are white.
C)most able-bodied people would be better off economically if they were on welfare than if they were working.
D)the people who are more in need of welfare get less assistance from government than the people who are less in need.
9

Today, the government standard for the poverty line is approximately how much for a family of four?
A)$8,500 per year
B)$10,500 per year
C)$16,700 per year
D)$28,500 per year
10

When government gives a benefit directly to an individual such as in the form of a check made out in their name, it is called what kind of payment?
A)government voucher
B)food stamps
C)in-kind benefits
D)transfer payment
E)subsidy payment
11

Which concept of government maintains that government intervention is necessary in order to enhance personal liberty and security?
A)pro-active government
B)transfer of responsibility
C)positive government
D)negative government
E)socialism
12

Medicaid is available to:
A)any American who needs medical care.
B)all Americans at least 62 years old.
C)people who are already on welfare.
D)anyone who cannot afford health insurance.
13

Americans tend to favor:
A)a guaranteed annual income for every American family.
B)reduction of welfare expenditures.
C)labor intensive welfare policies to make sure that people getting benefits really need them.
D)a and b only.
E)b and c only.
14

The 1996 Welfare Reform Act that passed Congress provides:
A)an end to the federal guarantee of cash assistance to needy families.
B)for cash grants to states who must take responsibility for welfare recipients.
C)a limitation of five years for a person to receive welfare.
D)that states must help welfare recipients find employment.
E)all the above.
15

Regarding income and tax measures in the United States, one can state that:
A)there are wide disparities in the income of those individuals at the top and the bottom of the income ladder.
B)income taxes in the U.S. have not been the instrument of redistribution that they are in other democracies.
C)through the Earned Income Tax Credit, the top 10% of tax payers can keep more than half of the tax money they owe.
D)a and b only.
E)a, b and c.
16

Recent concerns among Americans about public education relate to:
A)violence in schools.
B)level of pay and work load for teachers.
C)the ability to choose the school one's children will attend.
D)b and c.
E)a and c.
17

Which sector of American society has played the largest role in creating an equal opportunity society:
A)private enterprise.
B)the defense establishment.
C)government public assistance programs.
D)public education.







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