The Fourth Edition extensively integrates the Internet into every chapter. This integration is provided in four different ways. First, in the margins, the authors have strategically placed annotated web links. These are carefully selected to provide relevant, in-context information. Second, most chapters feature all new "Work the Web" boxes. These boxes show students how to research specific financial issues using the web and how to use the information to make business decisions. Third, in select locations, web links and web-based analysis are used directly in the text to illustrate key points or calculations. Finally, all new "What's on the Web?" exercises appear at the end of most chapters. These questions require students to answer questions using real-world data found on various web sites.

New Self-Study CD-ROM is available FREE with each new textbook. This valuable CD is a great exam prep product! The software includes over 75 multiple-choice questions per chapter to ensure the students have a good understanding of the basic concepts. There is an additional section of random-number generated problems based on the key formulas in finance, which generates an infinite number of problems for students to practice solving.

All End of Chapter questions have been rewritten to provide users of the text with brand new homework assignments. The end of chapter questions are abundant and of extremely high quality. Also, they are labeled by difficulty level.

All "Reality Bytes" boxes have been updated to provide instructors and students with the most current information available. The chapter opening vignettes and in-text examples have also been thoroughly updated for a modern presentation.