Changing programs and regulations influence your ability to be properly covered for health care and disability insurance coverage. Awareness of policy types, coverages, and limitations will help you plan this phase of your financial plan.
| Short-Term Financial Planning Activities | Health Insurance Websites |
| 1. Assess your current habits that could improve your
health and reduce medical costs. | Pages 347–348 | |
| 2. Evaluate your need for expanded disability income
insurance. | PFP Sheet 51 |
| 3. Analyze current health insurance coverage in relation to
family and household needs. | PFP Sheet 52 |
| 4. Compare the cost of health insurance programs available
from various sources. | |
| Long-Term Financial Planning Activities |
| 1. Identify possible future needs for supplemental Medicare
and long-term care insurance coverages. | |
| 2. Develop a plan for reducing health care and medical
insurance costs. | |
