| Amortization | The process of distributing periodic payments over the life of a loan.
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| Amortization schedule | Lists the monthly payment, the amount of the payment applied towards reducing the principal (loan amount), and the amount of the payment that pays the interest due each month.
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| Argument list | The collection of cells, cell ranges, and values listed in the comma-separated list between a function's parentheses.
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| Arguments | A list of zero or more items enclosed in parentheses and following the function name.
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| Conditional test | An equation that compares two values, functions, formulas, labels, or logical values.
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| Date constant | A date such as 12/12/2003.
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| Lookup function | Uses a search value to search a table-a range of cells-for a match or close match and then returns a value from the table as a result.
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| Lookup table | The table that a lookup function searches.
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| Lookup value | The value being used to search a lookup table.
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| Model row | Contains distinct formulas that you can copy to other rows and not have to modify any copied cell formulas afterwards.
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| Positional arguments | Arguments whose position in the argument list is important and inflexible.
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| Principal | Amount of money borrowed.
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| Protect (worksheet) | Excel disallows modifications to cells or new values in cells.
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| Prototype | A proposed worksheet model.
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| Range errors | Values that are either too large or too small (negative or too close to zero, for example) that do not make sense in the context of the application.
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| Range name | A name that you assign to a cell or cell range that can replace a cell address or cell range in expressions or functions.
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| Rate | Percentage interest rate.
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| Relational operator | Compares two values and the result in either true or false.
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| Term | Time period over which you make periodic payments.
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| Time value of money | $100 today is more valuable than $100 is next year.
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| Unlocked | An attribute of a cell that leaves it unprotected.
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