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Chapter 13 Quiz
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1In their totality, ______ contribute to attracting, retaining, and motivating employees and serve to function similar to pay.
A)flexible spending accounts
B)mandatory retirement ages
C)insurances for vision care
D)benefits


2Which of the following is a federally mandated program to provide support for retired workers?
A)Workers' compensation
B)Social security
C)The Consolidated Omnibus Budget Reconciliation Act
D)Unemployment insurance


3Unemployment insurance laws help workers with expenses resulting from job-related accidents and illnesses.
A)True
B)False


4Which of the following is not a benefit that is required by law to be provided by the employer?
A)Paid personal days off
B)Social Security
C)Unemployment insurance
D)Family and medical leave


5Which one of the following is not considered an objective related to unemployment insurance?
A)Provides payments to offset lost income
B)Helps unemployed workers find new jobs
C)Provides college tuition refunds
D)Gives employers an incentive to stabilize employment


6In order to qualify for receipt of unemployment benefits, a worker must be actively seeking work and was not discharged for willful misconduct.
A)True
B)False


7William suffered severe injuries at his place of work. The surgeries that resulted from these injuries will cause him to be unable to work for a minimum of two years. Which of the following would most probably be available for William to help him pay his living expenses during the time he will be unable to work?
A)Short-term disability insurance
B)Employee Assistance Program
C)Affirmative action plans
D)Long-term disability insurance


8A ______ is a retirement plan that guarantees a specified level of retirement income.
A)noncontributory plan
B)defined benefit plan
C)cash balance plan
D)contributory plan


9A noncontributory retirement plan guarantees a specified level of health insurance benefits for life.
A)True
B)False


10Which one of the following items is best described as a federal agency that insures retirement benefits and guarantees a basic benefit if the employer experiences financial difficulties?
A)ERISA
B)Summary plan description
C)PBGC
D)Noncontributory benefit plan


11One drawback of cafeteria plans is that they have a higher administrative cost.
A)True
B)False





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