A Student CD ROM, free with each new text, includes Personal Financial Planning software that corresponds to the printed Planner; Microsoft Word files of the actual Planner; self-study software for exam prep; and key web links.

Personal Finance teaches quantitative analysis in financial planning by presenting more than 90 commonly used key formulas and mathematical functions in text discussion and examples. Finally, formulas are summarized at the end of each chapter. This information is further highlighted in the Financial Planning Calculations boxes, which provide additional examples and information for students.

The authors present personal financial planning for a variety of life situations so that the text is a practical resource throughout one's lifespan. It addresses the financial needs of a single parent, two-income, mixed-generation, and other types of households throughout the text. The different financial pressures and considerations that come into play in these situations are illustrated in text examples, the Financial Planning for Life's Situations boxes, and in the end-of-chapter Financial Planning Cases and in the new Continuing Cases.

Concept Checks at the end of each major section within each chapter to help students assess their understanding of the material covered before moving onto the next section.

End of chapter material includes a Summary of Objectives, Key Terms with page references, Financial Planning Problems, Financial Planning Activities, Financial Planning Case, Video Case, Internet Connection, Creating a Financial Plan, and the new Continuing Case. Key formulas are provided in appropriate chapters. These provide students with ample opportunity to apply and practice the content learned in each chapter.

4-color design motivates your students to read the text, and is applied thoughtfully to help students make the most of the many pedagogical aids used throughout the text.

Every chapter includes a Video Case. The instructor can show the video segment in class (each segment is about 5-10 minutes long - perfect for discussion launchers!) and then use the Video Case questions at the end of the chapters for class discussion. These cases are another way to help students analyze financial situations.

"FYI" boxes refer students to where they can find additional information on a topic being discussed in the narrative of the chapter, such as in an appendix, another chapter, or a website.

"Advice from a Pro" boxes present personal finance issues and tips from the field to help students connect the textbook to their own personal financial situation.

"Did You Know?" boxes contain the latest facts, information and financial planning assistance available. These are short but useful boxes that have proven popular among faculty and students alike.