| Part I: Planning Your Personal Finances |
| Ch. 1 Personal Finance Basics and the Time Value of Money |
| Appendix: The Time Value of Money |
| Ch. 2 Financial Aspects of Career Planning |
| Appendix: Rèsumès, Cover Letters, and Interviews |
| Ch. 3 Money Management Strategy: Financial Statements and Budgeting |
| Ch. 4 Planning Your Tax Strategy |
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| Part II: Managing Your Personal Finances |
| Ch. 5 Financial Services: Savings Plans and Payment Accounts |
| Ch. 6 Introduction to Consumer Credit |
| Ch. 7 Choosing a Source of Credit: The Cost of Credit Alternatives |
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| Part III: Making Your Purchasing Decisions |
| Ch. 8 Consumer Purchasing Strategies and Legal Protection |
| Ch. 9 The Housing Decision: Factors and Finances |
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| Part IV: Insuring Your Resources |
| Ch. 10 Property and Motor Vehicle Insurance |
| Ch. 11 Health, Disability, and Long-Term Care Insurance |
| Ch. 12 Life Insurance |
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| Part V: Investing Your Financial Resources |
| Ch. 13 Investing Fundamentals |
| Ch. 14 Investing in Stocks |
| Ch. 15 Investing in Bonds |
| Ch. 16 Investing in Mutual Funds |
| Ch. 17 Investing in Real Estate and Other Investment Alternatives |
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| Part VI: Controlling Your Financial Future |
| Ch. 18 Starting Early: Retirement Planning |
| Ch. 19 Estate Planning |
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| Appendix |
| A. Financial Planners and Other Financial Planning Information Sources |
| B. Consumer Agencies and Organizations |
2007 McGraw-Hill Higher Education