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Creating a Financial Plan
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Comparison Shopping and Buying Motor Vehicles

Daily buying actions such as comparing prices, evaluating brands, and avoiding fraud allow you to wisely use resources for both current living expenses and long-term financial security.

Your Short-Term Financial Planning ActivitiesResources
1. Compare the use of cash and credit, and various brands, for the purchase of a major consumer item you may need in the near future.PFP Sheets 33, 37
www.ConsumerReports.org
www.pricescan.com
www.bbbonline.org
2. Conduct a unit pricing comparison at several stores.PFP Sheet 32
www.consumer.gov
3. Determine current transportation needs related to new and used motor vehicles and compare buying and leasing options.PFP Sheets, 34, 35, 36
http://autoadvice.about.com
www.centura.com/tools
www.kbb.com
www.leasesource.com
Your Long-Term Financial Planning Activities 
1. Determine buying guidelines for major purchases (appliances, furniture, home entertainment equipment). Identify brands, store locations, and savings plans to avoid buying on credit. www.consumer.gov
www.pueblo.gsa.gov
www.consumerworld.org
2. Identify and compare various legal services available for use.PFPSheet 39
www.ftc.gov
www.fraud.org
www.nolo.com
3. Identify motor vehicles that would provide the lowest operating and insurance costs.PFPSheet 38
www.consumerreports.org
www.autobytel.com
www.carsafety.org







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