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Chapter Outline
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Why Evaluate the Performance of Commercial Banks? Chapter Overview

Financial Statements of Commercial Banks
Balance Sheet Structure

Off-Balance-Sheet Assets and Liabilities

Other Fee-Generating Activities

Income Statement

Direct Relationship between the Income Statement and the Balance Sheet
Financial Statement Analysis Using a Return on Equity Framework
Return on Equity and Its Components

Return on Assets and Its Components

Other Ratios
Impact of Market Niche and Bank Size on Financial Statement Analysis
Impact of a Bank's Market Niche

Impact of Size on Financial Statement Analysis







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