In this chapter, you will learn to:

1. Recognize the importance of health insurance in financial planning.
2. Analyze the costs and benefits of various types of health insurance coverage as well as major provisions in health insurance policy.
3. Assess the trade-offs of different health insurance plans.
4. Evaluate the differences among health care plans offered by private companies and by the government.
5. Explain the importance of disability income insurance in financial planning and identify its sources.
6. Explain why the costs of health insurance and health care have been increasing.