Read each statement carefully and then select the best answer.

1			By 2030 a worker who retires at 62 will receive _____ percent of the full retirement benefit.
			A)	40
			B)	62
			C)	85
			D)	100
2			Over the past 15 years, states and the federal government have enacted a number of reforms to prevent insurance companies from refusing to provide coverage to older or unhealthier, high-risk people. One reform, called _____, requires insurance companies to offer temporary coverage to people who retire early or become divorced, widowed, or unemployed.
			A)	COBRA
			B)	HIPAA
			C)	AFDC
			D)	AARP
3			Once an individual is awarded disability benefits, he or she may continue to receive them until
			A)	death.
			B)	conversion to regular Social Security benefits at age 65.
			C)	medical recovery or return to work.
			D)	All of these
4			Which country has the lowest percentage of population age 65 and older receiving formal home care?
			A)	Canada
			B)	United States
			C)	Japan
			D)	France
5			Which type of welfare program is a minimal means-tested benefit for the poor, paid for by income taxes?
			A)	social insurance
			B)	social assistance
			C)	fiscal welfare
			D)	fiscal assistance
6			_____ is a joint federal-state program for the aged, blind, and disabled poor.
			A)	Medicare
			B)	Medicaid
			C)	Disability insurance
			D)	Supplemental Security Income
7			_____ benefits derive from the sixteenth century British system of poor relief.
			A)	Social insurance
			B)	Fiscal welfare
			C)	Social assistance
			D)	Fiscal assistance
8			The nation's first program of social insurance was established in
			A)	1908.
			B)	1913.
			C)	1935.
			D)	1965.
9			Medicare part A pays for nursing home after a hospital stay that has lasted at least ____days.
			A)	20
			B)	4
			C)	15
			D)	3
10			Which part of Medicare is an optional program that pays for 80 percent of the cost of physician office visits?
			A)	Part A
			B)	Part B
			C)	Part C
			D)	Part D