Read each statement carefully and then select the best answer.

1			Which type of pension plan pays a specified amount when a worker has reached a given age?
			A)	defined contribution
			B)	defined benefit
			C)	benefit contribution
			D)	No pension plan pays a specified amount when a worker has reached a given age.
2			Older ___________ are more likely than whites to be involved in a variety of religious activities.
			A)	Hispanics
			B)	women
			C)	men
			D)	African-Americans
3			Which one of the following groups aged 51 to 55 has the lowest percentage of persons in the labor force?
			A)	white women
			B)	Hispanic women
			C)	African-American men
			D)	Hispanic men
4			Among men aged 45 to 64, African-Americans are two and one-half times as likely as whites to suffer from which of the following diseases?
			A)	hypertension
			B)	circulatory problems
			C)	nervous disorders
			D)	All of these
5			In the past 20 years, the proportion of people listing poor health as a reason for retiring has
			A)	declined.
			B)	remained stable.
			C)	increased.
			D)	sharply increased.
6			__________________is part of the Social Security System
			A)	Transportation services for the elderly
			B)	Long-term care insurance.
			C)	Disability insurance.
			D)	None of these
7			The most consistent finding is that happiness in retirement is associated with
			A)	good health.
			B)	marriage.
			C)	financial status.
			D)	access to satisfactory support systems.
8			Many studies support which of the following findings?
			A)	Older workers often are more reliable than younger workers.
			B)	Older workers call in sick more often than younger workers.
			C)	Older workers display more loyalty to their employers than younger workers.
			D)	Older workers often are more reliable AND display more loyalty to their employers than younger workers.
9			Research has indicated that older African-Americans are more likely than whites to
			A)	have higher rates of church attendance.
			B)	define themselves as religious.
			C)	receive religious instruction
			D)	All of these
10			Since the 1970’s, Americans have been ____________ to work on community projects.
			A)	twice as likely
			B)	slightly more likely
			C)	less likely
			D)	as likely