Focus on Personal Finance: An Active Approach to Help You Develop Successful Financial Skills, 2/e
Jack Kapoor,
College of DuPage Les Dlabay,
Lake Forest College Robert J Hughes,
Dallas County Community Colleges
ISBN: 0073530638 Copyright year: 2008
What Are Your Financial Goals?
Owning a huge house and a luxury car? Retiring at age 45 and traveling the world? Having a sense of freedom from financial worries?
Though the first two suggestions are very appealing, most of you would welcome the third—being able to go out to dinner, occasionally splurging at a sale at your favorite store, just paying bills and credit cards in full—and avoiding arguments that many people experience because they never seem to have enough money. Enjoying peace of mind with regard to your financial situation is a very attainable goal, and you took the first step by enrolling in a personal finance course and purchasing this book. Focus on Personal Finance is all about you—this text will not only get you thinking about your current situation and your financial goals, but it will encourage you to put these in writing to use as a guide and revise over the course of your life. The more you involve yourself in the Getting Personal self-assessments, the in-chapter exercises, and, most important, Your Personal Financial Plan worksheets, the more you will discover about your current habits and how to improve them for greater financial freedom. The fact is that there is no better time to start than now. No matter your age, gender, family status, economic status, or stage of life, being financially literate—having the ability to make informed choices about spending, saving, borrowing, and investing—is critical. This book won’t give you the hottest stock tips, tell you where you can get the best deal on a car, or offer secrets for instant wealth, but you will learn basic concepts that will increase your comfort in financial situations. These concepts
include advantages and disadvantages of different investments, tips you need to know before purchasing a car, suggestions for financing a home, and how to calculate how much money you will need to retire comfortably. Not every topic will apply to your life right now, but this book will be a valuable reference when you do need to apply for credit or a loan, purchase insurance, or plan your estate. Be sure to check the cover foldout for ways to use the many learning resources available and to get the most out of this text, and Web site at www.mhhe.com/kdh. We hope that your active involvement with this text and the resulting financial plan brings you closer to peace of mind and the many financial goals you select for yourself! Features Walk-Through
(1220.0K)
Jack Kapoor, COLLEGE OF DUPAGE
Les Dlabay, LAKE FOREST COLLEGE
Bob Hughes, DALLAS COUNTY COMMUNITY COLLEGES
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Features Walk-Through
(1220.0K)
2008 McGraw-Hill Higher Education