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| 1 | |
A "paper" vehicle is |
| | A) | an insured vehicle that does not exist. |
| | B) | a cheaply manufactured vehicle. |
| | C) | an import vehicle. |
| | D) | an involved vehicle that leaves the scene of an accident without being identified. |
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| 2 | |
A vehicle exists, actually belongs to the insured, and is actually stolen. How does fraud occur in this type of situation? |
| | A) | The fraud occurs when the insured makes a false claim concerning the physical or mechanical condition of the vehicle when it was stolen. |
| | B) | The fraud occurred when the owner initially purchased the vehicle and insured it for more than it was worth. |
| | C) | The vehicle that exists is not the vehicle that is on the insurance policy. |
| | D) | None of the preceding. |
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| 3 | |
The National Insurance Crime Bureau is |
| | A) | an agency in the U.S. Justice Department. |
| | B) | a branch of the FBI. |
| | C) | a non-law enforcement agency created by insurance companies. |
| | D) | a division of the U.S. Department of Transportation. |
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| 4 | |
All of the following identifiers are part of the 17 character standardized VIN except |
| | A) | engine type. |
| | B) | color. |
| | C) | interior. |
| | D) | country of manufacturer. |
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| 5 | |
What is a "gray-market vehicle?" |
| | A) | A vehicle not manufactured for sale or operation in the United States. |
| | B) | A vehicle that was "scrapped" and is now back in the market place. |
| | C) | A gray market vehicle refers to the "paint scheme" of the vehicle. |
| | D) | A vehicle whose VIN plate and the VIN numbers on parts are not in agreement. |
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| 6 | |
"Heavy equipment" is a descriptive term for |
| | A) | lawn and garden equipment. |
| | B) | construction and farm equipment. |
| | C) | all equipment manufactured by John Deere, Caterpillar, Ford, and Navistar. |
| | D) | mechanical equipment weighing over 25,000 pounds. |
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| 7 | |
The system implemented in 1981 to provide positive, individualized vehicle identification was |
| | A) | the Motor Vehicle Theft Law Enforcement Act. |
| | B) | the 17 character standardized VIN. |
| | C) | the confidential engine number. |
| | D) | the acid restoration system. |
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| 8 | |
Vehicles most likely to be the object of odometer fraud are |
| | A) | older model, high mileage vehicles. |
| | B) | newer model, high mileage vehicles. |
| | C) | older model, low mileage vehicles. |
| | D) | newer model, low mileage vehicles. |
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