11. Housing Costs Follow the link at .... for links to a U.S. Housing and Urban Development Web site that provides information on the median cost of apartments in various U.S. cities and counties. HUD 50th Percentile Rent Estimates http://www.huduser.org/datasets/50per.html 12. The Cost of Credit Visit .... for links to the Web sites of several credit card issuers. American Express http://www.americanexpress.com/homepage/mt_personal.shtml Discover http://www.discovercard.com MasterCard http://www.mastercard.com/ Visa http://www.visa.com/ | 
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